[
 {
  "chunk": 42,
  "story": 3,
  "summary": "A man reads a much-crossed letter from abroad at New Year and tells a friend how, twenty years before, his employer sent him off to inspect a wrecked ship instead of spending the holiday in the city.",
  "predicament": "A man receives his yearly letter from someone far away and is reminded of the chance meeting that began it."
 },
 {
  "chunk": 43,
  "story": 3,
  "summary": "With two hours to wait he wanders the old port town, then boards a small steamer for the island on a cold, foggy, dispiriting day.",
  "predicament": "A man sent alone on an errand over the holiday passes a gloomy day travelling among strangers."
 },
 {
  "chunk": 44,
  "story": 3,
  "summary": "Crossing a dead, flat sea, he questions the steamer's captain; his task is to judge for the insurers whether everything was done to refloat the stranded ship.",
  "predicament": "A man sent to judge a loss on behalf of those who must pay for it seeks the facts from someone who was there."
 },
 {
  "chunk": 45,
  "story": 3,
  "summary": "The captain points out the distant wreck and explains he can walk out to it dry-shod at low tide but must leave by a fixed hour or be caught by the returning sea.",
  "predicament": "A newcomer is told by a local exactly how long he can safely stay out before the danger returns."
 },
 {
  "chunk": 46,
  "story": 3,
  "summary": "After lunch he sets out across the vast drained sands, marvelling at the vanished sea, toward the wreck growing on the horizon like a stranded whale.",
  "predicament": "A man walks alone into a strange, empty place that is safe to cross for only a few hours."
 },
 {
  "chunk": 47,
  "story": 3,
  "summary": "He climbs into the shattered hull, full of sand, and sits taking notes, shivering at the loneliness and the scratching of crabs.",
  "predicament": "A man working alone in an abandoned place grows uneasy at every small sound around him."
 },
 {
  "chunk": 48,
  "story": 3,
  "summary": "Startled by voices, he finds an English traveller with three daughters; asked if he owns the ship, he says yes, lets them aboard, and is taken with the pretty eldest girl.",
  "predicament": "Surprised by strangers, a man passes himself off as the owner of the place and is charmed by a young visitor."
 },
 {
  "chunk": 49,
  "story": 3,
  "summary": "He tells the story of the wreck as though he had witnessed it; the family sketch the hold while he listens, enchanted, to the eldest girl talk, until she hears a sound.",
  "predicament": "A man showing strangers around embroiders a story he never witnessed, to hold the attention of a young woman."
 },
 {
  "chunk": 50,
  "story": 3,
  "summary": "The tide has surrounded the wreck; he stops the father from jumping into hidden channels, and they must wait aboard as night falls and the water deepens.",
  "predicament": "A man who lingered too long to impress a stranger realises he has trapped them all, with no way back."
 },
 {
  "chunk": 51,
  "story": 3,
  "summary": "Huddled against the stern in the freezing dark, he feels the girl trembling against him and is astonished to find himself happy to be in danger beside her.",
  "predicament": "In real danger beside a young stranger, a man finds he feels only a strange happiness at being close to her."
 },
 {
  "chunk": 52,
  "story": 3,
  "summary": "The youngest daughter sobs; he forces his cloak on the eldest; the wind rises and each wave shakes the rotten hull, and he longs to take her in his arms.",
  "predicament": "As the danger grows, a man presses his care on a young woman he barely knows and longs to hold her."
 },
 {
  "chunk": 53,
  "story": 3,
  "summary": "At midnight the father solemnly wishes him a happy New Year and the family sings their anthem into the dark; he asks the girl to sing alone, and her voice moves him.",
  "predicament": "Facing likely death together, a group of strangers keep up their courage with ceremony and song."
 },
 {
  "chunk": 54,
  "story": 3,
  "summary": "The wreck lurches and the girl falls on him; he kisses her, thinking it the end; a rescue boat sent by the innkeeper finds them, and he is sorry to be saved.",
  "predicament": "A man who snatched a kiss in what he thought were his last moments is rescued and finds he regrets the rescue."
 },
 {
  "chunk": 55,
  "story": 3,
  "summary": "The family leave the next day; he wanted to propose but did not; she married abroad and writes every New Year, never mentioning her husband, and he mourns the girl she was.",
  "predicament": "A man who let a brief chance at love slip past keeps it alive for years in yearly letters, regretting his hesitation."
 }
]